Create Your Own Payment Gateway with White Label Solution: A Guide for Businesses

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Are you dissatisfied with your current payment processing partner and frustrated at hidden fees from services that fail to deliver what was promised? Or maybe you simply need technology with the degree of flexibility and customizability that would provide your customers with high-quality services?

The answer to the aforementioned problems is to simply create your own payment gateway to serve your customers with the service quality you want. The only thing that may be holding you back from offering better payment services is the need for technology that can easily integrate with your own software.

White-Label Payment Solutions

There are solutions that simplify PCI compliance requirements for a business by being completely hosted in a separate environment known as white-label payment solutions.

This option also allows a business to be more in control of the transactional costs. If your business wants more control and lower fees from options not originally available in the PaaS model, then using a white-label solution is a smart move to make.

Private-Label Payment Processing

A different model was created for businesses taking an interest in processing payments under their brand or offering portfolio companies payment services. This model was specifically created for these businesses who are more earnest about their software platform being able to monetize payments.

White-Label Card Solutions

If processing credit card payments in different currencies and offering payment processing services sound appealing to you, then our white-label gateway can be the option for you. This option is perfect for those businesses who want to save on payment transaction fees while using their brand in their payment processing.

Additionally, the UniPay model is perfect for investment companies desiring to consolidate payment services for companies in their portfolio.

What Does a White-Label Payment Gateway Provide?

  • Payment services under a business’ brand
  • Support as a platform or PayFac from a dedicated account manager
  • Lower transaction fees
  • Ability to include more acquirers and card brands
  • Have your requirements satisfied with a development team creating custom logic
  • Support all card brands, Google Pay, Apple Pay, direct debit payments, and several EMV terminal solutions
  • API documentation and merchant statements with your business’s brand

Which business can benefit?

If you are more akin to an owner of a small eCommerce site, then the services provided by the white-label payment gateway are not really necessary. However, suppose your business is considered to be a SaaS platform, PayFac, ISO, ISV, equity group, or an investment company. In that case, your business can benefit greatly from a white-label payment gateway.

Main Benefits of UniPay’s White-Label Payment Gateway

What sets UniPay’s white-label payment gateway above the rest is that the gateway is not only available as a fully hosted solution, but also it is available to be licensed. If you need a solution immediately, your business can use the white-label instance first. Once it is ready for its own solution, the licensing option is always available. We can even help you migrate your data and servers and assist with PCI compliance and server maintenance.

By Using a White-Label Solution:

  • An additional source of revenue is added.
  • Your business becomes more competitive in its niche with payment processing services under its own brand.
  • The complexity of the payment solution maintenance is decreased with our PCI and EMV certification.

Downsides of a White-Label Solution

Before we get into the disadvantages of white-label payment gateways, we will first explain the main principle of how a white-label solution operates. A business pays less for payment processing by providing services to more merchants, and more transactions are processed. If you deal with large payment processing volumes, then a white-label solution is ideal for your purposes.

One main drawback attributed to white-label solutions is that your business needs to have control over the entire processing mechanism. The gateway provider takes care of the PCI compliance, integrations, certifications, and maintenance for you. Furthermore, the gateway solution may not operate ideally if there are multiple users sharing the payment gateway at the same time.

Choosing the White-Label Gateway Provider

Choosing the white-label gateway provider is a crucial decision for any business, as it can have a significant impact on the success of the brand. With so many options available in the market, it is essential to select a provider that offers a customizable solution that aligns with your business needs.

UniPay Gateway’s white-label solution is an excellent choice for those who want to enhance their merchants’ payment experiences and maintain complete control over the onboarding, processing, and funding processes. By partnering with UniPay, businesses can promote their brand while providing a secure and seamless payment experience to their customers.

If you are interested, do not hesitate to contact our experts, and we would be delighted to show you how our platform can improve your business.

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